There are many ways to maximize your investment. Depending on where you are in life, and your other investments, your home may be your most powerful tool. Looking to do home improvements, pay medical bills, go on vacation or consolidate debt? Put your home to work.

A mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate.

The Federal Housing Administration program, controlled by the Department of Housing and Urban Development (HUD), removes lender risk allowing buyers who might not otherwise qualify for a home loan to obtain one.

The rate and monthly payment stays the same for a fixed amount of time (10, seven, five, three, or one year), then adjusts periodically based on changes in a pre-selected index.

Intended for investment properties, larger home purchases or vacation homes, these loans can offer some flexibility allowing qualified applicants to use certain assets as income sources.

All loan types