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If you have been impacted by a natural disaster, please call us at 866-718-7899 or email us at loanservicing@wintrust.com. You may also contact FEMA at 800-621-3362 or www.fema.gov.
If you recently received your Escrow Analysis and have questions, please email us at escrowhelp@wintrust.com.
If you recently received your Escrow Analysis and have questions, please email us at escrowhelp@wintrust.com.
WHY WINTRUST MORTGAGE?
WHY WINTRUST MORTGAGE?
WHY WINTRUST MORTGAGE?
Because buying a home is a big decision, and we take that seriously. We’re here to help you find the loan that’s perfect for you, while making the process easier to navigate.
LOCAL
LENDING EXPERTS
Lenders who have local expertise plus nationwide lending.
FLEXIBLE
LOAN OPTIONS
The perfect loan for you—including low down payment options.*
SUPERIOR
CUSTOMER SERVICE
Real people to guide you through from start to finish.
SECURE
APPLICATION PROCESS
A fast, simple, secure process in person, over the phone, or online.
SO...
WHAT DO YOU NEED TO GET STARTED?
SO,
WHAT DO YOU NEED TO
GET STARTED?
SO,
WHAT DO YOU NEED TO GET STARTED?
Social Security number and birthdate
Two years’ employment history
Last 30 days’ pay stubs
Additional Income: legal documentation of alimony and/or child support income along with 12-month payment history
Two years’ W-2 tax forms and tax returns (the complete tax return including all schedules)
Self Employed? Two years’ business tax returns & K1s (the complete tax return including all schedules)
All pages of the last two months’ bank statements
All pages of the statements for current assets (IRAs, CDs, employee retirement accounts, stocks and bonds)
Names and addresses of all creditors, monthly payments, and total amounts due for all current loans
Before you start looking for your new home, it’s important to get a strong sense of your budget. Pre-qualification is a simple, no-obligation step to help you determine how much you can afford, how much you’ll need for a down payment, and how much you’re likely to pay every month after closing.
Once you're pre-qualified, you'll receive a premier buyer letter to give to your real estate agent to show you're a serious potential homebuyer.
WANT MORE INFORMATION?
WANT MORE INFORMATION?
WANT MORE INFORMATION?
Get comfortable with the mortgage process in our Learning Center.
From a glossary of mortgage terms to the latest housing market insights, let us be your go-to homebuying resource.
*Restrictions apply depending on program selected. Programs, rates, terms, and conditions are subject to change at any time and without notice. All approvals are subject to underwriting guidelines.
