If you recently received your Escrow Analysis and have questions, please email us at escrowhelp@wintrust.com.
If you recently received your Escrow Analysis and have questions, please email us at escrowhelp@wintrust.com.
We understand circumstances change. And we realize you may find yourself unable to make a payment each month. That’s why we’re here—to help you through this time.
If you're having trouble paying your mortgage, contact our Residential Loan Servicing Department at 855-932-7782. We will work with you to help you understand your options.
Here you pay the total amount you owe, in one lump sum payment, by a specific date. This may follow a forbearance plan (see below).
It allows you to avoid foreclosure by bringing your mortgage loan up to date, if you can show that you’ll have enough funds available by a specific date.
Here you pay the total amount you owe, in one lump sum payment, by a specific date. This may follow a forbearance plan (see "Releasing the Property").
It allows you to avoid foreclosure by bringing your mortgage loan up to date, if you can show that you’ll have enough funds available by a specific date.
Here you may make reduced mortgage payments or stop making payments for a specific period of time.
This option gives you time to improve your financial situation.
This is a change to the terms of your mortgage loan to lower your monthly payment amount or interest rate.
This option permanently changes your mortgage loan so your payments or terms of your loan are more affordable.
This allows you to sell the home and pay off a portion of your principal balance when you owe more money on your mortgage loan than the home is worth.
You may move out of the home and avoid going through foreclosure. In some cases, relocation assistance may be available.
This option transfers the ownership of the property to us.
It allows you to move out of the home without going through foreclosure. In some cases, relocation assistance may be available.
Review frequently asked questions about Mortgage Assistance by clicking here.
You don’t have to go at it alone. In addition to Wintrust Mortgage’s services, you can get help from community organizations, housing advocates, and public agencies. Many groups focus specifically on foreclosure prevention and provide information and access to certified counseling services, including:
U.S. Department of Housing and Urban Development (HUD) is a federal agency focused on increasing homeownership. For a list of HUD-approved credit counseling agencies, call 800-569-4287.
To see HUD’s guide to avoiding foreclosure click here.